Tag Archives: Techrules

“T-Advisor rounds out and strengthens the learning of the future financial professionals”

Ph.D. David Pla-Santamaría, director of the Master

Ph.D. David Pla-Santamaría is the director of the “Master in Financial Advice and Insurances” in the Universidad Politécnica de Valencia. In its last edition, this master implemented T-Advisor as a learning tool for the students. Pla-Santamaría underlines the quality and professionalism of T-Advisor and how it approaches the students into the real work as a financial adviser.

What is the origin of the master? How many editions have been taking place? Tell us about the history and relevance for the future advisers.

The master comes from a shorter course organised by the Universidad Politécnica de Valencia for the managers of Fidenzis in 2007. The group was so satisfied with the course that they intercede with Bancaja to organise for this bank a 200-hour-course. The own professionals designed the programme for the course based on the daily needs detected by them.

We have organised 9 editions of the master and 24 from the European Financial Advice Diploma.

The relevance of these courses for future advisers is clear: the programme includes and exceeds what EFPA (European Financial Planning Association) asks for the EFA (European Financial Advisor) level. EFPA is a main player in the regulation of the financial advice as a profession in Spain and Europe. A good trainee validated by them is key to grow professionally in this branch.

How do you know about T-Advisor? Why did you decide to implement to your master? What did T-Advisor provide?

We knew the brand and the relevance of TechRules as a provider of information management for the financial sector for years. We also knew that it was a main player in Spain. We have clear since the beginning that the implementation of T-Advisor to allow our students “learn-doing” and apply all the knowledge from our course was a strategic decision. We used other tools in the former editions, but we needed a more professional one and with more quality. That is why we chose T-Advisor.

What positive aspect do you underline from T-Advisor for your students?

T-Advisor opens the door to a wide universe of assets to work with and to design personal solutions to specific problems or needs for real customers. Moreover, it focuses in a quantitative way the students in the decision-making and allows them to optimise portfolios, analyse their decisions, quantify their mistakes and good choices and, really, feel like a real financial adviser with a professional asset management platform at their disposal.

What would you propose to T-Advisor so that students had even a better experience to the real work as adviser with the platform?

I will use some of the answers of the students from a survey that we have conducted amongst them:

  • Add a wider universe of assets, above all, ETF and investment funds.
  • Include non-quantitative information for some assets, as the RF index.
  • More intuitive operations and graphic representation of the portfolios.
  • Include some orientations about the tax effects of the financial decisions.

How do you evaluate the T-Advisor proposal to be used in university courses as a tool?

It is very interesting in all levels. The possibilities of T-Advisor to round out and strengthen the learning in the classroom are key for a better training of the future professionals of the financial branch. Although the student use later the own platform of the entity where he works, he always will be able to continue making independent analysis with T-Advisor. This will allow the student to improve the quality of his advice for his customers. T-Advisor is a good tool to reduce the adviser conflict of interests between the customer and the entity.

When are you going to open the next edition of the master?

The editions of the Master in Financial Advice and Insurance in the Universidad Politécnica de Valencia are from October to December of the following year (15 months). That is why the next application period will be open in July 2016. However, we are aware that there are many people interested in getting a specialisation in financial advice that cannot wait till those dates. That is why we have an alternative course called “Financial Adviser Course” that covers the whole EFA level of EFPA. The application is open the whole year. The main difference with the Master is related to the teaching methodology and student monitoring.

TechRules introduces T-Advisor, the first roboadvisor in Spain

T-Advisor homepage

TechRules, the leading company for advanced wealth management solutions, introduces T-Advisor, the first roboadvisor in Spain. T-Advisor is a suite of tools to manage and monitor portfolios. It offers a new commercial channel to gain new customers amongst financial advisers, wealth managers and financial entities.

Roboadvisors have deeply changed financial advisory landscape in US. There are already several solutions that have created a new business model where technology and human capital join to add value to financial companies and entities.

T-Advisor has been launched for a year and a half and it has already more than 1.000 users that manage their portfolios. The suite is based on data accuracy, a list of more than 6.000 assets and dozens of world reference markets to look up, an easy-to-use toolkit with many hints and the technological support by a leading fintech company as TechRules.

Tomorrow, TechRules will officialy introduce T-Advisor to professionals from the finance branch in Spain. In the presentation, TechRules general managers will give many details about its main features that get close finances to everyone.

“This concept didn’t exist in Spain. TechRules detected that the roboadvisor model is a future business line. Solutions as T-Advisor let financial companies have available tools for their customers, so that they feel the control of their investments. At the same time, these companies benefit from an easy-to-manage platform that opens a new communication channel with individual investors. This technology provides a higher adaptability, as it opens our business to a greater number of people and reduces substantially the costs. In exchange,you obtain a collection of tools with excellent and professional features”, explains Jaime Bolívar, TechRules general manager.

T-Advisor is a suite of professional tools with an easy and usable design to approach finances to everyone. With these tools, individual investors can organise, monitor and modify their investments to get the best results. In our blog, we have written posts full of details about all features.

TechRules launches T-Advisor, an innovative solution for private investors and financial entities

Combining its wide experience of over 25 years in the financial advice with its cutting-edge investment solutions for private investors and financial entities, TechRules launches a new solution, T-Advisor.

Anyone who uses T-Advisor can get the performance of their portfolios and stay on track towards achieving their goals, takingat the same time the best investment decisions by means of optimal analysis tools.

T-Advisor Techrules innovate tool for investment

Following your portfolio’s performance on a regular basis is key to ensure that you’re on track for reaching your investment goals. Using My Portfolio, you can evaluate your portfolio’s rate of return and compare their performance against various benchmarks.

Also aware of the importance of mobility, T-Advisor is available for tablets and mobile (iOs and android). You will be able to monitor and mitigate the risk of each portfolios, monitor valuations, profitability, volatility, etc. and get 100% investment proposals tailored to each risk profile.

On the other hand, TechRules implemented new technologies and social networks, its site includes the possibility of sharing and retweet the investment opportunities as well as the performance of a specific asset.

You can access to the following features:

  • Assess and compare the rate of return for your portfolio
  • Pre-built charts and configurable dashboards
  • Sophisticated portfolio risk analytics. Value at Risk (VaR), beta, correlation, and more
  • Automated diagnosis of your portfolio
  • Automated and easily customizable alerts
  • Advanced functionalities: charting, optimizer, my list of assets, portfolio aggregator, and so many others.

More information at: www.mytadvisor.com