Tag Archives: T-Advisor

T-Advisor arrives in Mexico

Pictures from T-Advisor event in Mexico

T-Advisor, the suite of investment tools for all, arrived in Mexico. In a recent conference for Mexican professionals, our General Manager, Mr. Jaime Bolívar, explained the features and the usability of T-Advisor. He insisted in the accuracy of the data, the easiness of the use and the focus on the investors’ needs.

Mr. Bolívar also introduced the new T-Advisor 3.0 development, where social features were implemented to create an investors’ community. People interested in finances are looking for quality information and data, good tools and interesting opinions, said Mr. Bolívar. He also insisted that T-Advisor is a multichannel solution, as the access is possible through computer, tablet or mobile phone.

Another relevant subject in the event was the use of T-Advisor by professionals, as a platform to manage the client portfolio of any adviser. Our country manager and partner in Mexico, José Luis de la Plaza, pointed out that technology has opened the door to reach a client segment that was not profitable for many advisers before. T-Advisor, as a professional platform, is the solution to reach clients with a little portfolio with competitive fees. Mr. Bolívar added that T-Advisor tools are a support for advisers to provide a better service for the clients.

The event underlined the relevance of our company in Mexico, where our solutions are a reference since 2009. The country is also a reference for our company, as we already have several projects in the financial sector, where our tools and features have been implemented.

T-Advisor is a suite of online investment tools. Anyone can build his or her own portfolio, manage it, obtain full reports from the portfolio and the assets, access a large list of thousands of assets from any important market in the world and receive alerts to react to market variations. Our new 3.0. version opens the door to the exchange of opinions and investment ideas amongst the users, so that a new community can be created.

T-Advisor 3.0.: The Evolution of your Investment Suite

T-Advisor 3.0 new social features

T-Advisor, your investment management suite, evolves with its new 3.0 version. This new version offers substantial improvements to make finances easier and more accessible for all. The platform keeps its self-directed management model, but it adds new features focused on the social side. Our aim is that you feel part of a community to share and exchange ideas about finances and investments to improve your results.

First of all, we changed the design to be more user-friendly, with clean and flat colours, a structure easy to switch into grid or list to view the elements and easy-to-find buttons.

Secondly, you will find several relevant changes in your portfolios. In order to promote the community and the exchange of investment ideas, new created portfolios are public by default, except of you prefer to switch them into private just with a click. On the other hand, old existing portfolios are private by default, although you can switch them into public. In any case, community members will view only returns as a percentage and the structure of the public portfolios. They never view balances or specific assets.

Moreover, the profile has more details to promote the community. The main additions are:

  • You have received a default nick that you can change anytime.
  • You may upload a picture to customize your profile.
  • You will be reported about your position in the community users’ ranking and the medals that you obtain. New T-Advisor has implemented some little events to motivate the users to invest and enjoy the platform tools.
  • You will be reported about your followers and you will be able to exchange messages with them through the “Social” tab, where there is a wall to post comments.

We have also implemented notification alerts and messages. For instance, you will receive an alert when someone sends you a message or you get a new medal.

New T-Advisor has implemented a list of handicaps to obtain medals in order to motivate the users in their investments. We took the so-called “serious games” as a reference to improve the financial education of the T-Advisor community and offer a different way to enjoy the investment activity. We had not put aside main issues, as obtaining good performances. However, users will be able to focus their decisions in a more pleasant way.

We will publish some posts in the next weeks to explain all changes in the new T-Advisor 3.0. We invite you to enter, browse and discover all the new features. We hope that they will be useful for you and improve your investment experience. Take part in our community!

TechRules introduces T-Advisor, the first roboadvisor in Spain

T-Advisor homepage

TechRules, the leading company for advanced wealth management solutions, introduces T-Advisor, the first roboadvisor in Spain. T-Advisor is a suite of tools to manage and monitor portfolios. It offers a new commercial channel to gain new customers amongst financial advisers, wealth managers and financial entities.

Roboadvisors have deeply changed financial advisory landscape in US. There are already several solutions that have created a new business model where technology and human capital join to add value to financial companies and entities.

T-Advisor has been launched for a year and a half and it has already more than 1.000 users that manage their portfolios. The suite is based on data accuracy, a list of more than 6.000 assets and dozens of world reference markets to look up, an easy-to-use toolkit with many hints and the technological support by a leading fintech company as TechRules.

Tomorrow, TechRules will officialy introduce T-Advisor to professionals from the finance branch in Spain. In the presentation, TechRules general managers will give many details about its main features that get close finances to everyone.

“This concept didn’t exist in Spain. TechRules detected that the roboadvisor model is a future business line. Solutions as T-Advisor let financial companies have available tools for their customers, so that they feel the control of their investments. At the same time, these companies benefit from an easy-to-manage platform that opens a new communication channel with individual investors. This technology provides a higher adaptability, as it opens our business to a greater number of people and reduces substantially the costs. In exchange,you obtain a collection of tools with excellent and professional features”, explains Jaime Bolívar, TechRules general manager.

T-Advisor is a suite of professional tools with an easy and usable design to approach finances to everyone. With these tools, individual investors can organise, monitor and modify their investments to get the best results. In our blog, we have written posts full of details about all features.

Ranking T-Advisor: Our best stocks and funds before Christmas

What stocks and funds were the best before Christmas days? T-Advisor publishes its ranking taking into account the score. T-Advisor patented score provides an asset rating (bullish, neutral or bearish) based on key performance indicators and technical analysis.

The best shares before Chistmas were as follows:

Company Score Perf. YTD Volatility Weekly VaR Market

USA

Henry Schein

10

17.10%

12.63%

-2.51%

Nasdaq
Autozone

10

26.52%

14.63%

-3.04%

NYSE
Dollar Tree

10

20.77%

15.71%

-2.73%

Nasdaq
AmerisourceBergen

10

29.39%

16.05%

-3.40%

NYSE
PPG Industries

10

15.90%

17.89%

-4.71%

Nasdaq

EUROPE

Fielmann

10

29.31%

15.81%

-3.92%

Xetra
M-Real

10

42.85%

24.28%

-4.63%

Helsinki
Oriola KD

10

25.00%

25.09%

-5.59%

Helsinki
United Internet

10

17.39%

27.00%

-8.48%

Xetra
IVU Traffic Tech

10

62.14%

27.79%

-6.46%

Xetra

ASIA

Shimano

10

81.61%

29.21%

-7.28%

Tokyo
Fuji Heavy Ind.

10

44.92%

30.90%

-7.31%

Tokyo
Alps Electric

10

97.82%

39.98%

-7.50%

Tokyo
HK Television

10

1.70%

68.73%

-10.97%

Hong Kong
Daicel Chemical

9.96

72.42%

21.72%

-3.65%

Tokyo

LATAM

Edegel

9.82

45.09%

19.80%

-5.02%

Lima
Luz del Sur

9.66

17.64%

14.72%

-2.82%

Lima
Cervecería

9.19

23.81%

19.99%

-3,91%

Lima
Quimpac

8.92

43.47%

28.91%

-8.56%

Lima
Edelnor

8.90

33.11%

19.43%

-4.05%

Santiago de Chile

The best funds before Christmas were as follows:

Fund Score Perf. YTD Volatility Weekly VaR Managing company

EQUITY FUNDS

Franklin Biotechnology Discovery Fund I

9.86

35.52%

24.62%

-6.34%

Franklin Templeton AM
AWF Fra Amer Gr

9.76

21.00%

15.29%

-3.48%

AXA
Pion US Res Gr AC

9.74

24.97%

12.83%

-3.26%

Pioneer
AXA WF Framlington Health F Cap EUR

9.74

38.14%

14.98%

-3.57%

AXA
R Cap US Prem Eq

9.70

21.35%

14.47%

-4.26%

Robeco
BANKINTER EEUU NASDAQ 100, F.I

9.67

18.99%

12.17%

-2.39%

Bankinter Gestión
Thr L Amer — Shs -AU- — Capitalisation

9.66

8.73%

13.51%

-3.70%

Threadneedle
INVESCO Global Leisure Fund E Cap

9.65

15.11%

15.21%

-3.39%

Invesco AM
FF-GLOBAL TECHNOLOGY Y

9.63

27.16%

14.16%

-3.81%

Fidelity
AXA Rosenberg US Defensive Equity Income

9.62

14.77%

10.01%

-2.69%

AXA

FIXED-INCOME

AXA WF Frm Glob Opportunitie

9.29

15.86%

12.79%

-2.87%

AXA
SISF Global Convertible Bond

9.07

4.73%

7.37%

-1.78%

Schroder Investment
SEBF1 Ass Sel — Units -C- — Capitalisation

8.83

15.06%

7.37%

-1.96

SEB
BANIF BOLSA GARANTIZADO

8.58

15.70%

9.31%

-2.44

Santander AM
Salar — Accum.Shs — Class -E3- USD

8.49

1.55%

4.00%

-1.00%

Ferox Capital
Av I Lg Eu Bd — Shs -A- — Capitalisation

8.39

25.82%

4.97%

-0.85%

Aviva Funds
Pioneer SF – Euro Extra Long Term Bond

8.35

24.28%

5.04%

-0.86%

Pioneer
JPMF Sterling Bond A – GBP Cap

8.30

16.64%

5.64%

-1.03%

JP Morgan AM
AXA WF Global Inflation Bonds A Cap USD

8.29

9.19%

4.09%

-0.96%

AXA
Invesco Global Investment Grade Corporate Bond Fund

8.27

21.17%

5.26%

-1.11%

Invesco AM

T-Advisor, a robo-advisor solution for financial institutions

Robo-advisors are already part of the financial landscape. Many companies have appeared and grown in this field, creating a new player through technology and low costs. Some traditional financial players look at them with reluctance or even fear. But, what about changing the foe into friend?

Technological developments are expensive and it is not so easy to obtain profits in a short-term. However, the chance of implementing a flexible platform in your own system sounds more interesting. T-Advisor was conceived with a double purpose: a way for common people to manage their own finances and a platform for institutions and advisors to manage their clients’ investments.

Think about that: you offer an easy, usable and flexible solution for your clients, who feel the investment experience. They will have the perception that they control their investments. They will feel as the owners. But behind that, the institution or the advisor is providing a high value added service. Then you are getting the foe into friend: the robo-advisor is part of your strategy.

The idea is clear. If you give tools to your clients to let them be more independent, they will trust you more. The more they trust you, the more they hire other services from your company. This virtuous circle comes from a technological solution. That is why robo-advisors are a real business chance for financial institutions.

T-Advisor advantages for advisors and financial institutions

T-Advisor is a solution for advisors and financial institutions. They do not need to develop anything new, because T-Advisor is the answer. The platform can be easily implemented and adapted in existed structures with real success. Many clients are already enjoying our solutions.

T-Advisor, the reference for professional investors

Jaime Bolívar, T-Advisor general manager

“The secret of the wealth management lays on quality accurate data and exceptional technological performance. This is the real compass for professional investors”, says Jaime Bolívar, general manager of T-Advisor.

Bolívar speaks in the interview with the passion of an entrepreneur who always looks beyond in technology and finance. “Financial tools have to be accessible, easy to set, with clear charts and figures. We are living a time in which Internet has opened a lot of sources and some people says that you can find all kind of data for free. But information for professionals has a price. We are offering tools with accurate data and systematic analysis for a very competitive price”.

Since the launch of T-Advisor, the solution has two different packages: for individuals and for professionals. “We set this two packages because we really believe that finances have to be available for all. Everyone has the right to invest with high-quality tools, follow up their results, take decisions to change and rebalance their investments. A world controlled by a privileged group who has access to information and understand it to act in the markets is over”.

With the professional package, T-Advisor offers an advanced suite for professionals with several advantages: open amount of portfolios, up to 100 positions, 20 year historical data, reports, watchlists, alerts, risk analysis, investment alternatives, portfolio optimizer and a costumized universe for stocks and funds. Amazing? There is more: advisors and wealth managers have also financial planning and investment proposals tools. They can manage their customers’ investments in all the process.

“We have a long experience in technology and finance with very important players in the sector. We are the answer to professionals’ demands for good tools with a reasonable price. We contribute to improve the sector competitiveness and to open the market for new players. Think about a new advisor or a little advising company. T-Advisor is for them, but also for bigger players who opt for saving costs”, explains Bolívar in his office in Madrid.

Bolívar mentions that the professional package is free for a month with all the features, so that everyone can be sure what is paying for. “We are really sure that the professionals who try it will stay long with us”. So confident, because he knows what he has.

Check the professional package in the T-Advisor website.

A new business model: robo-advisors

Main screen robo-advisors: T-Advisor

It is interesting how the discussion has developed in the lasts weeks about the new wave of online advisoring services. Recently known as “robo-advisors”, these services offer the users a range of professional tools to manage by one-self the own assets.

The discussion points out how it will change the advisoring industry. We wonder if the industry didn’t change yet. Some writers speak about the “Millenian effect”, naming the current generation who has entered the asset management services and demands other solutions, totally different from the older ones: more interactivity, more personal decisions, more own information and availability of resources to take more independent decisions. We have already commented about it.

There is also an economic reason: robo-advisors have a quite lower price in comparison to traditional advisors. Somehow, there is a lot of fear amongst these professionals, but the question is: why not to make the fear into an advantage? For instance, T-Advisor combines solutions for individuals and for professionals, giving the chance to both to speak the same language. It is not absurd that people who share the same screens have more confidence to each other.

Elliot Weissbluth recently commented that these online services mean a disruption for the industry, but it should not be seen as the end or the total substitution of the human advisors. On the contrary, it will help separate good and bad professionals. Think about that: your advisor makes you lose money, he or she does not appear very skilled, but this person receives the monthly fee from you. Why to pay for it, if you have cheaper online services with advance and professionals tools? (Tools, as this professional should manage…). However, good professionals will not suffer from these robo-advisors. Their customers will not risk changing, if they have their profits.

One more reason for these online services: democratization. By now, people with a small portfolio think twice to pay an advisor, but the online fees are quite lower. This is a chance for them, because they can manage their assets and try to get the highest earnings for their goals.

Analyzing my portfolio with T-Advisor

T-Advisor suite for wealth management is a resource for investors to obtain the best information from their positions. The different tools offer the real situation of the investments and several data to analyse them and take decisions.

T-Advisor has the tool “My Portfolios” to join different shares taking into account personal criteria, as geographical area or economic sector, for instance. Once the portfolio is organized, the investor obtains the main data, as valuation, the year-to-date performance and the year performance and the volatility.

My portfolio - T-Advisor

If we select a portfolio, T-Advisor shows a complete report about it. Charts and graphs will report about diversification and performance. We also obtain information about the best shares of our portfolio and a summing up of the changes in our investments.

General data portfolio T-Advisor

Investor will see a report about specific data from their positions, to value keeping or changing to increase or reduce them. “Trade list” section collects all transactions that the investor carries out to follow the portfolio changes.

Information is the best tool to take investment decisions. T-Advisor was thought for that. That is why the “Diagnosis” section shows the whole portfolio details about valuation, asset allocation, risk and the contribution of the different shares to the performance of the portfolio.

T-Advisor Diagnosis section

Finally, the “Follow Up” section offers several suggestions to improve the portfolio performance.

T-Advisor Follow-up section

T-Advisor offers the best information for investors to take the best decisions. A selection of relevant information, as T-Advisor does, gives the ability to manage portfolios and obtain the best results.

TechRules launches T-Advisor, an innovative solution for private investors and financial entities

Combining its wide experience of over 25 years in the financial advice with its cutting-edge investment solutions for private investors and financial entities, TechRules launches a new solution, T-Advisor.

Anyone who uses T-Advisor can get the performance of their portfolios and stay on track towards achieving their goals, takingat the same time the best investment decisions by means of optimal analysis tools.

T-Advisor Techrules innovate tool for investment

Following your portfolio’s performance on a regular basis is key to ensure that you’re on track for reaching your investment goals. Using My Portfolio, you can evaluate your portfolio’s rate of return and compare their performance against various benchmarks.

Also aware of the importance of mobility, T-Advisor is available for tablets and mobile (iOs and android). You will be able to monitor and mitigate the risk of each portfolios, monitor valuations, profitability, volatility, etc. and get 100% investment proposals tailored to each risk profile.

On the other hand, TechRules implemented new technologies and social networks, its site includes the possibility of sharing and retweet the investment opportunities as well as the performance of a specific asset.

You can access to the following features:

  • Assess and compare the rate of return for your portfolio
  • Pre-built charts and configurable dashboards
  • Sophisticated portfolio risk analytics. Value at Risk (VaR), beta, correlation, and more
  • Automated diagnosis of your portfolio
  • Automated and easily customizable alerts
  • Advanced functionalities: charting, optimizer, my list of assets, portfolio aggregator, and so many others.

More information at: www.mytadvisor.com