Tag Archives: alerts

The tools that you need to invest efficiently with your portfolio

Think about that you have a portfolio. Fine, you have organised your financial target into a structured composition of stocks, bonds or any asset that agrees your investor profile. However, you are a motivated investor and have interest in monitoring, improving, analysing… and you do not find the right tools to do it.

What kind of tools do you need? First of all, you need a platform that lets you easily create your portfolio with simple steps and implement your assets from your own Excel file or directly on the system. It is important that you can select properly your profile since the very beginning.

T-Advisor tools: screen to create your portfolio

Once you have created your portfolio and included the assets, you need to monitor and analyse it. It is not only about different timeframes for performance or volatility, but also an analysis of the diversification and the risks. As investor, you should take into account that one of the main goals is capital preservation. This means that a right investment strategy should outperform the benchmark in bull periods and have substantially less losses in bear periods. Diversification benefit, which assets contribute more to risk or a comparison with the composite benchmark (or smart benchmark, as it is denominated in T-Advisor) are useful tools for it.

T-Advisor risk analysis screen

This analysis should also include a graphical analysis of the allocation to understand the risk concentration in different concepts.

T-Advisor asset allocation analysis

And finally, what refers to analysis and monitoring, you should have access to a kind of scoring to perceive the quality of your portfolio and some suggestions to improve it.

T-Advisor scoring and suggestions screen

In the case of you perceive that your portfolio needs an improvement, your platform should include a tool to analyse where the troubles come from and optimise the results. The optimisation has to propose an efficient frontier for the portfolio allocation and a proposal of what changes you should implement.

T-Advisor optimiser tool

Efficient frontier optimisation in T-Advisor

And, last but not least, you need an alert system to react when there are deep movements in the markets that affect your portfolio. Your platform should also provide you a system to set the alerts depending your own needs.

Alerts setting in T-Advisor

T-Advisor is your alternative to create, monitor, optimise and modify efficiently your portfolio in a self-directed way. There are many platforms, but they usually have less tools or under payment. You can choose T-Advisor for free to feel the investment experience and control your finances on your own.

Market volatility: I need alerts for my portfolio!

We have experienced in the last months a high volatility in the markets. Several events (Greece, China, commodities…) have broken the upward trend after the Great Financial Crisis that exploded in 2008, when the Dow Jones lost around 40% in six months. The drop in August was hard, but not so dramatic, although it has opened a new period of instability and insecurity amongst the investors.

In these cases, investors need to avoid panic. Irrational reactions are the worst and they can be the reason of losing more money, because these decisions are driven by fear. The second step is having a tool to detect alerts and obtain accurate information about the effects in my portfolio.

T-Advisor has such tool: the Alerts Module. When you create a portfolio, you can set the automatic generation of alerts.

Portfolio settings in T-Advisor

The Alerts Module reports up to 10 different situations. Some of the most important to take investment decisions about your portfolio are related to risk, a change of trend, a stop signal and a model signal triggered. You can customize them depending on your preferences.

Alerts settings in T-Advisor

Then you receive the different information in two ways: as reports in your e-mail (if you select this option) and in the module in your T-Advisor interface.

Alerts module in T-AdvisorSpecific alert in T-Advisor

After you receive the alert, you have to assess the information and take a decision. A relevant point is how to decide a change in your portfolio. Our alerts include investment ideas to substitute securities and improve the global performance. In this case, you can rebalance your portfolio, but we recommend you to use our Optimizer tool to better decide the changes.

You can also look for another investment ideas in our Market Opportunities module, in which you can find shares and funds from around 30 exchanges around the world.

Market opportunities module in T-Advisor

To sum up, as investor, do not forget that you have to care about your money. That means that, before looking for returns, you have to fight to preserve your capital, because markets are naturally unstable. That is why you have to look for tools that help you take relevant decisions for your portfolios. You need an alert system, a tool to optimize your portfolio in critical situations and a system to find alternatives to improve your investments. T-Advisor compiles all in the same interface for free. It’s time that you act as an smart investor!