Monthly Archives: January 2017

Download T-Advisor 3.0 for your iPhone now

T-Advisor, your app to monitor and manage your portfolio investments, has already the new app for iPhone in the AppStore. This is our brand-new app that substitutes completely our older one. The new app provides you an improved version of all the tools that you already enjoy in T-Advisor. Just take your iPhone and enjoy the investment experience.

New T-Advisor app for iPhone 1

The screens have a new more user-friendly and flat design, easy to navigate and find all the information that you require for your investments. You can customize your profile uploading your most preferred picture and identifying by your own nickname. You can also obtain ratings from other users to improve your reputation in the community.

New T-Advisor app for iPhone screenshot

Our social and gamification features provide you the chance to compete and compare you results with other members of the T-Advisor investment community. Get medals for every achievement that we propose you! The more medals you obtain, the higher position in the ranking you get. You can set into private or public your portfolio to share just some details of your investments with other community members. In the case of your portfolio is public, you can get followers.

New T-Advisor app for iPhone screenshot 2

New T-Advisor app for iPhone screenshot 3

The new T-Advisor app for iPhone maintains all our traditional tools to manage and monitor your portfolios:

  • Full reports of your investments with all the main figures and charts to take relevant decisions.
  • T-Reports from thousands of securities to assess the best ones for your investments.
  • Our alerts module to set all relevant messages to react to any market movement.
  • A list of investment opportunities and our model portfolios that you can clone in a click.

New T-Advisor app for iPhone menu

Usability has been one of our more important developments, so that investments can be perceive as more friendly. Managing your money should be also attractive! Navigate over the menu just with your thumb in short clicks.

Discover T-Advisor 3.0 for your iPhone and download it now from the AppStore. Enter, browse and discover all our new features and what technology can do for your investments. Join our investors’ community!

What does portfolio optimisation mean?

Think about your portfolio. It does not perform as you would like and you do not know how to implement changes to improve the returns. Should you read all kind of reports? Of all possible assets? That’s nonsense. There should be a method to optimise and change efficiently your portfolio. There is actually and method: portfolio optimisation.

When we talk about it, it means the process of choosing the weights of different assets for your portfolio in order to obtain the best possible returns compared with similar portfolio compositions or risk profiles. The main measures taken into account are the expected returns and the expected volatility. Optimisation systems include limits of accepted volatility and weight per assets.

The system is linked to the Markowitz Efficient Frontier model that pretends to guide your investments maximizing your performances and reducing the risk. The main point that supports this model is choosing low-correlated or uncorrelated assets. Smart diversification is the idea behind it. An efficient portfolio means a well-diversified one.

Portfolio optimisation efficient frontier

Optimisation systems are professional tools to improve the portfolio results, but it has been implemented in T-Advisor for individuals. It is not easy, because you have to play with the following indicators:

  • Asset correlation
  • Maximum volatility
  • Expected return
  • Maximum weight per asset

The smart combination of the four indicators provides the success of the investment. They can change depending on your risk profile, but accepting a higher risk does not mean being suicidal.

Portfolio optimisation result charts

There is also another very important point: the costs. If you optimise your portfolio and follow the results of the optimiser tool, you have to rebalance your portfolio. A rebalance means trades to buy and sell in order to compose the portfolio following the optimisation indications and… it has costs. However, we have to remind that investments are for long-term and rebalances should be executed every certain time. In these cases, costs can be balanced out with the improvement of the returns. If you are a day trader, then forget this, because you are other kind of investor.

Weekly market opportunities in T-Advisor: the best on January, 23rd

T-Advisor updates weekly a list of market opportunities from several stock exchanges around the world. We sum up a selection of the best ones:

EUROPE

  • Wolters Kluwer (Amsterdam). A global information services company focused on legal, business, tax, accounting, finance, audit, risk, compliance, and healthcare publications with operations in 150 countries.

Wolters Kluwer main figures in T-Advisor

Wolters Kluwer chart in T-Advisor

AMERICAS

  • Copec (Santiago de Chile). A Chilean energy and forestry company with a chain of gas stations throughout Chile.

Copec main figures in T-Advisor

Copec chart in T-Advisor

 

ASIA-PACIFIC

  • Eczacibasi (Istanbul). A large industrial group with several business branches, mainly building, consumer and healthcare products.

Eczacibasi main figures in T-Advisor

Eczacibasi chart in T-Advisor

Find more opportunities from the main exchanges in the world on our module “Market opportunities” in T-Advisor.

The results of the T-Advisor model portfolios in 2016

T-Advisor, as wealth management solution for individuals and professionals, has not only tools for own investments, but also proposals to follow or even copy. That’s why our system has its own model portfolios. They are nine: five related to risk profile (from aggressive to very conservative) and five related to countries (Germany, UK, Spain in Europe and Mexico and Nasdaq 100 in the Americas).

How do they work? We select between four and six ETFs for the risk-profiled portfolios and up to ten stocks for the country portfolios. The main point for us is capital preservation. That’s why our results, when they are negative, are better than the markets. To obtain those results, we rebalance the portfolios every two months. These rebalances let us improve the results, as we exclude the positions more affected by market negative waves and substitute them for better stocks or ETFs. Diversification is also part of the strategy. We select the securities with the best score and relevant figures to obtain the best results.

These are the results for 2016 for our risk-profiled model portfolios:

1-Y-return 2016 1-Y-return 2015 Volatility Sharpe ratio
Aggressive

5.85%

-2.53%

12.51%

1.51

Dynamic

5.29%

1.47%

11.14%

1.52

Balanced

1.79%

3.53%

6.18%

1.42

Conservative

2.68%

1.52%

2.82%

1.35

Very conservative

0.90%

0.80%

2.07%

0.55

The figures were collected on January, 2nd, and we compare the results of 2015 and 2016. There is a general improvement (except the balanced strategy, although it is positive anyway). We have to remember that the year was quite unstable in the markets, as there have been several surprises that affected negatively. Despite this instability, none of our strategies closed with negative returns.

And now the results of our country portfolios:

1-Y-return 2016 1-Y-return 2015 Volatility Sharpe ratio Index
Germany

41.37%

44.70%

14.01%

6.98

6.87% (DAX)

Spain

1.31%

5.74%

16.17%

2.13

-2.01% (Ibex)

México

14.58%

23.96%

13.98%

5.61

+6.20% (IPC)

Nasdaq 100

24.68%

2.97%

9.58%

4.71

+7.50% (Nasdaq)

UK

9.03%

18.32%

15.99%

4.69

+14.43% (FTSE)

Except the UK portfolio, our strategies outperformed their benchmarks, but even the British one obtained a quite good return. The best performer was the German strategy again and the worst was the Spanish, but in this last case, the benchmark Ibex finished with a negative result.

Learn more about our portfolios and the assets included in our platform. Aren’t you tempted to clone them? We have a tool to let our users do it. Let’s try it and compare the results with your investments!

Weekly market opportunities in T-Advisor: the best on January, 16th

T-Advisor updates weekly a list of market opportunities from several stock exchanges around the world. We sum up a selection of the best ones:

EUROPE

  • Nexans (Paris). A manufacturer of copper and optical fiber cable products for the infrastructure, industrial (particularly the shipbuilding, petroleum and aeronautical sectors) and construction markets.

Nexans main figures in T-Advisor

Nexans chart in T-Advisor

AMERICAS

  • EcoRodovias (Sao Paulo). An intermodal logistic company focused on highway concessions and associated services.

EcoRodovias main figures in T-Advisor

EcoRodovias chart in T-Advisor

ASIA-PACIFIC

  • Hang Seng Bank (Hong Kong). A commercial bank whose majority is held by HSBC Group. It is the second largest bank in Hong Kong.

Hang Seng Bank main figures in T-Advisor

Hang Seng Bank chart in T-Advisor

Find more opportunities from the main exchanges in the world on our module “Market opportunities” in T-Advisor.