Monthly Archives: February 2016

Ranking T-Advisor: Our best stocks and funds in February

What stocks and funds were the best in February? T-Advisor publishes its ranking taking into account the score. T-Advisor patented score provides an asset rating (bullish, neutral or bearish) based on key performance indicators and technical analysis.

The best shares in February were as it follows:

Company Score Perf. YTD Volatility Weekly VaR Market

EUROPE

Tessi

10

17,11%

20,67%

-3,09%

Paris
Aubay

10

14,15%

29,06%

-6,71%

Paris
Muhlbauer Holding

10

8,98%

26,87%

-6,13%

Deutsche Boerse
Artec Technologies

9.95

8,23%

95,81%

-18,13%

Deutsche Boerse
Verbio

9.79

12,27%

58,49%

-11,08%

Deutsche Boerse

USA

Richmont Mines

10

40,81%

48,66%

-13,79%

NYSE
Pro-Dex Inc

9.92

22,12%

32,17%

-8,33%

Nasdaq
Black Hills Corp

9.86

23,67%

25,83%

-6,68%

NYSE
Chase Corp

9.77

12,20%

29,60%

-6,60%

NYSE
Orbcomm

9.76

18,37%

34,67%

-7,17%

Nasdaq

ASIA-PACIFIC

New World China

10

20,29%

36,19%

-6,11%

Hong Kong
St. Barbara

9.91

29,47%

73,81%

-13,81%

Australia
Daito Trust

9.80

7,92%

25,09%

-6,56%

Tokyo
Yamaha

9.75

5,97%

30,23%

-5,30%

Tokyo
Lion Corp

9.71

4,98%

33,35%

-6,70%

Tokyo

LATAM

Embonor

9.17

2,32%

25,83%

-6,03%

Santiago de Chile
Banco Crédito e Inversión

7.80

4,41%

16,28%

-3,43%

Santiago de Chile
Parque Arauco

7.48

0,60%

16,70%

-4,42%

Santiago de Chile
Paz Corp

7.46

7,26%

19,47%

-4,09%

Santiago de Chile
Inversiones Agua

7.33

0,10%

8,33%

-2,52%

Santiago de Chile

The best funds in February were as it follows:

Fund Score Perf. YTD Volatility Weekly VaR Managing company

EQUITY FUNDS

BRS&P QR GBL EQ MGD

6,63

2,16%

10,45%

-2,20%

BlackRock
ALLIANZ RCM INDONESIA A EUR

6,50

2,22%

31,04%

-8,54%

Allianz
AWF FRA AMER GR — SHS -A- — CAPITALISATION

6,40

11,12%

20,24%

-4,87%

AXA
CS EF LUX GL PRES B

6,30

11,89%

13,36%

-3,43%

Credit Suisse
AWF F EU MICR — SHS -A- — CAPITALISATION

6,13

15,28%

13,57%

-2,86%

AXA
BGF WORLD GOLD FUND A2 EUR

5,99

31,37%

32,97%

-8,19%

BlackRock

FIXED-INCOME

AXA WF GLOBAL AGGREGATE BONDS J CAP JPY HEDGED JPY

8,37

1,27%

2,85%

-0,67%

AXA
CIE BENR OPP IN — SHS -A-(USD)

7,90

3,11%

2,05%

-0,54%

Rothschild
FC CART RT FJ DURAC – UNITS

7,54

2,12%

11,14%

-0,82%

CaixaBank
AV I LG EU BD — SHS -A- — CAPITALISATION

7,21

5,82%

11,85%

-3,22%

Aviva
JPMORGAN FUNDS – GLOBAL GOVERNMENT BOND FUND

7,20

3,11%

3,47%

-0,80%

JP Morgan AM
AXA WF EURO 10+LT M CAP EUR

7,16

5,40%

11,21%

-2,94%

AXA
PIONEER SF – EURO EXTRA LONG TERM BOND CLASS F NON.

7,04

5,36%

12,29%

-3,87%

Pioneer
UBAM YLD CURV EURO — SHS -AC- — CAPITALISATION

6,98

2,17%

4,91%

-1,37%

UBAM
PIMCO MUN INC-SBI

6,93

3,68%

7,45%

-1,89%

Pimco
NUVEEN MUN INCOME

6,87

5,34%

12,47%

-2,67%

BlackRock

 

Weekly market opportunities in T-Advisor: the best on February, 22nd

T-Advisor updates weekly a list of market opportunities from several stock exchanges around the world. We sum up a selection of the best ones:

EUROPE

  • Sika (Switzerland). A global company in the development and production of systems and products for bonding, sealing, damping, reinforcing and protecting in the building sector and the motor vehicle industry.

Sika main figures in T-Advisor

Sika chart in T-Advisor

  • Eurofins Scientific (Paris). A group of laboratories providing analytical testing services to the pharmaceutical, food, environmental and consumer products industries.

Eurofins Scientific main figures in T-Advisor

Eurofins Scientific chart in T-Advisor

AMERICAS

  • Tech Data Corp (Nasdaq). One of the world’s largest technology distributors.

Tech Data main figures in T-Advisor

Tech Data chart in T-Advisor

  • Banco de Crédito e Inversiones (Chile). The fourth largest bank in Chile.

Banco de Crédito e Inversiones main figures in T-Advisor

Banco de Crédito e Inversiones chart in T-Advisor

ASIA-PACIFIC

  • Bolu Cimento (Istanbul). A cement producer in Turkey.

Bolu Cimento main figures in T-Advisor

Bolu Cimento chart in T-Advisor

  • Yamaha (Tokyo). A multinational corporation and conglomerate with a wide range of products and services, as musical instruments, electronics, motorcycles and power sports equipment.

Yamaha main figures in T-Advisor

Yamaha chart in T-Advisor

Find more opportunities from the main exchanges in the world on our module “Market opportunities” in T-Advisor.

The tools that you need to invest efficiently with your portfolio

Think about that you have a portfolio. Fine, you have organised your financial target into a structured composition of stocks, bonds or any asset that agrees your investor profile. However, you are a motivated investor and have interest in monitoring, improving, analysing… and you do not find the right tools to do it.

What kind of tools do you need? First of all, you need a platform that lets you easily create your portfolio with simple steps and implement your assets from your own Excel file or directly on the system. It is important that you can select properly your profile since the very beginning.

T-Advisor tools: screen to create your portfolio

Once you have created your portfolio and included the assets, you need to monitor and analyse it. It is not only about different timeframes for performance or volatility, but also an analysis of the diversification and the risks. As investor, you should take into account that one of the main goals is capital preservation. This means that a right investment strategy should outperform the benchmark in bull periods and have substantially less losses in bear periods. Diversification benefit, which assets contribute more to risk or a comparison with the composite benchmark (or smart benchmark, as it is denominated in T-Advisor) are useful tools for it.

T-Advisor risk analysis screen

This analysis should also include a graphical analysis of the allocation to understand the risk concentration in different concepts.

T-Advisor asset allocation analysis

And finally, what refers to analysis and monitoring, you should have access to a kind of scoring to perceive the quality of your portfolio and some suggestions to improve it.

T-Advisor scoring and suggestions screen

In the case of you perceive that your portfolio needs an improvement, your platform should include a tool to analyse where the troubles come from and optimise the results. The optimisation has to propose an efficient frontier for the portfolio allocation and a proposal of what changes you should implement.

T-Advisor optimiser tool

Efficient frontier optimisation in T-Advisor

And, last but not least, you need an alert system to react when there are deep movements in the markets that affect your portfolio. Your platform should also provide you a system to set the alerts depending your own needs.

Alerts setting in T-Advisor

T-Advisor is your alternative to create, monitor, optimise and modify efficiently your portfolio in a self-directed way. There are many platforms, but they usually have less tools or under payment. You can choose T-Advisor for free to feel the investment experience and control your finances on your own.

Market opportunities by T-Advisor: Sabesp

T-Advisor, through its tool Market Opportunities, has detected the company Sabesp, listed in Sao Paulo Stock Exchange, as an opportunity for investment.

These are the main figures about performances and volatility in the last years:

Sabesp main figures in T-Advisor

Sabesp trend in T-Advisor

The chart shows the evolution in the last year:

Sabesp chart in T-Advisor

The technical analysis reveals also more data:

Sabesp technical analysis in T-Advisor

Finally, the risk analysis is as it follows:

Sabesp risk analysis in T-Advisor

Sabesp is the largest waste management company in the world by market capitalisation. It is a mixed capital company that provides water and sewage services to the State of Sao Paulo in Brazil. Founded in 1973, it is listed in NYSE and Bovespa since 2002, although the majority of the capital is owned by the State of Sao Paulo Government.

Net operating income in the first nine months of 2015 was 8,488.5 million reales, a 1.42% more than in the same period of 2014. Ebitda (Earnings before interests, depreciation and amortization) improved in that period a 24.6% compared with 2014, till 3,017.1 milliones reales. However, net profit got down a 91.3%, till 75.3 million reales, due to a loss in the third quarter. The share price has risen a 60% since the minimum in January 2015.

We are living a market crisis, but what are the alternatives for my money?

At the very beginning of the year, an analyst already mentioned the reasons of the bear market that we are still living.

1-year evolution in the main world markets

It is not only the crash in China and the aftermaths (slow economic development, cut in commodities demand), but there are many factors to explain. Just to quote them:

  • Oil price: far from be good news, the hard drop of the oil price could really show a weak demand, not a high supply. That means that the economic development could be worse. In addition, oil companies are highly indebted. With a low price, they will suffer to pay back.
  • Rising rates in US: The increase in the rates decided by the Fed last year will not be the last one in the next months. The economic development in US has some warnings this year and the central bankers prefer to watch instead of send a negative signal. Let’s see…
  • Deutsche Bank: recently added. One of the main European and world banks reported high losses, but the worst was the suspects about its solvency. Such crisis would put the euro in a hard position to continue existing.

Deutsche Bank YTD evolution

We could mention some others, but many people ask: are we living a recession again? Some analysts are very pessimistic, others stay in a middle position. In any case, the market evolution, which is driven by irrationality sometimes, is not a good economic crisis predictor.

The question is other. In former crisis, there have always been alternatives to move the money and obtain returns. What is currently the alternative? Stocks are dropping, investors are paying interests for the safest bonds, commodities are in the lowest points for years and traditional banking products offer very poor returns. The best to do:

  • Don’t panic: ups and downs are usual in markets. Even drops are common. If you have a strategy defined by your risk profile, keep it.
  • Don’t be obsessed by news: media are continuously bombing with negative news to get attention. Switch them off!
  • Don’t sell massively: the big mistake an investor can do is selling in a market sell-off.
  • Keep a long-term perspective: common investors are not traders. They invest to make future plans. If you do not need the money now, keep calm. Let’s wait till the landscape is clearer.

Weekly market opportunities in T-Advisor: the best on February, 8th

T-Advisor updates weekly a list of market opportunities from several stock exchanges around the world. We sum up a selection of the best ones:

EUROPE

  • Kone (Helsinki). One of the main world manufacturers of elevators, scalators, moving walkways and building doors.

Kone main figures in T-Advisor

Kone chart in T-Advisor

  • Engineering (Italy). A leader company in software, IT services, outsourcing and consultancy in Italy.

Engineering main figures in T-Advisor

Engineering chart in T-Advisor

AMERICAS

  • AFP Habitat (Chile). One of the main pension funds in Chile.

AFP Habitat main figures in T-Advisor

AFP chart in T-Advisor

  • Hypermarcas (Sao Paulo). A consumer goods company with two main business lines: pharmaceutical and hygiene.

Hypermarcas main figures in T-Advisor

Hypermarcas chart in T-Advisor

ASIA-PACIFIC

  • Ashok Leyland (Bombay). The 2nd largest commercial vehicle manufacturer in India.

Ashok Leyland main figures in T-Advisor

Ashok Leyland chart in T-Advisor

  • NTT Data (Tokyo). A Japanese system integration company and a subsidiary of Nippon Telegraph and Telephone (NTT).

NTT Data main figures in T-Advisor

NTT Data chart in T-Advisor

Find more opportunities from the main exchanges in the world on our module “Market opportunities” in T-Advisor.

Roboadvisors: the word that is changing finances

Roboadvisors : T-Advisor mobile app picture

Roboadvisors or roboadvisers, with an O or with an E: the name began as derogatory, but it has been finally adopted by the different providers that operate in this field. This is the trendy word in financial technologies (or fintech, as it is also known).

The concept is simple: with the technological evolution, algorithms have been developed to create portfolios and manage them automatically or with a very low human intervention. Traditionally, a financial adviser has met the customer, listened their needs and creates a personal portfolio linked to a financial plan. In the case of roboadvisors, the customer register, fill in a investment risk profile questionnaire and the system proposes a model portfolio. This portfolio changes (what is known as rebalances), through algorithms, in order to improve the results when markets are negative. Easy: you invest and the machine works.

The immediate and clearer effect is about the price: fees are very low. Technology has opened a wide door for low-cost services with a very high quality and finances are not absent of this trend. Roboadvisors are the solution for little investors that have not enough funds to be worthwhile for advisers but look for better returns that traditional banking products, as deposits. In addition, investors feel the control of their investments, as they have a 24/7 platform with attractive web interfaces or mobile apps. The have also more advantages, as we have already explained.

Why are the fees so cheap?

  • The staff is very short.
  • The portfolios are composed by ETF, which are a kind of funds simple, transparent and with low fees.
  • The products are massive portfolios. There is no personal portfolio, as traditional advisers make, but one for different risk profiles.

The list of players is long and the assets under management (AuM) are growing quickly: an AT Kearney report mentioned that AuM managed by roboadvisors would reach $2.2 trillion in 2020. Currently, the largest roboadvisors manage $3 billion. That´s why the biggest players in the financial branch, that initially rejected them, are developing or event buying roboadvisors: Schwab and Vanguard have developed its own solutions, BlackRock and Invesco bought roboadvisor companies.

In the case of T-Advisor, there is a mixture of self-directed tools for investors that prefer to manage their full investments on their own and a model portfolio module as the existing portfolios in the roboadvisors. And all for free.

The map is changing: investors look for more technological, autonomous and cheaper solutions for them. Roboadvisors were criticised, because customer wouldn´t have anybody on the other side of the phone in the case of a crisis. We are living currently hard times in the markets. Let’s see what the financial landscape brings just at the end of the year: more or less roboadvisors? More or less AuM managed by them? Positive or negative returns for the customers?

Weekly market opportunities in T-Advisor: the best on February, 1st

T-Advisor updates weekly a list of market opportunities from several stock exchanges around the world. We sum up a selection of the best ones:

EUROPE

  • Adidas (Xetra). The world second largest sportswear company.

Adidas main figures in T-Advisor

Adidas chart in T-Advisor

  • Imperial Tobacco (London). The world fourth largest producer of cigarettes and the largest producer of cigars.

Imperial Tobacco main figures in T-Advisor

Imperial Tobacco chart in T-Advisor

AMERICAS

  • Promotora y Operadora de Infraestructuras (Mexico). A company focused on construction, operation, development and financing of all kind of infrastructures, as highways, railways, ports, airports and water and waste treatment plants.

Promotora y Operadora de Infraestructuras main figures in T-Advisor

Promotora y Operadora de Infraestructuras chart  in T-Advisor

  • CGI Group (Toronto). One of the world’s largest independent IT and business process services companies.

CGI Group main figures in T-Advisor

CGI Group chart in T-Advisor

ASIA-PACIFIC

  • Sojitz (Tokyo). A conglomerate of several companies that operates in different fields, as manufacture of products, import, export and provision of services.

Sojitz main figures in T-Advisor

Sojitz chart in T-Advisor

  • Harvey Norman Holdings (Australia). A franchise and retailer of electrical, computer, furniture, entertainment and bedding goods.

Harvey Norman Holdings main figures in T-Advisor

Harvey Norman Holdings chart in T-Advisor

Find more opportunities from the main exchanges in the world on our module “Market opportunities” in T-Advisor.